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PSOB Benefits
Can anyone out there help me?? My question in this: Does your fire agency gather your beneficary information on any Life Insurance policy and keep it on file????? I am looking for letters to fight PSOB on this very subject, I need to prove that other agencies are not aware of the requirement of the beneficaries on any life insurance policy to be on file with the department prior to a line of duty death. the more letters I can get then I can work with Congress to change that requirement for future firefighter families.
My name is Caryn Tomaselli-Todd
address: 263 S. Main St.
Bishop, Ca 93514
(760) 873-5078
Replies to This Discussion
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Permalink Reply by Mike Schlags (Captain Busy) Retd on
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To be honest, I had to look up what PSOB meant... For those who also asked what that was, here's the answer, maybe not to your specific questions but at least contributes a little more information to help you out Caryn. One of the things I noticed right off was that applications are not longer being accepted... CBz
Public Safety Officers' Benefits (PSOB) Programs
Funding Opportunity:
Public Safety Officers’ Benefits (PSOB) National Firefighter Survivor Support (FY 2011 Competitive Grant Announcement)
Applications are no longer being accepted
PSOB Overview:
A unique partnership effort of the U.S. Department of Justice; local, state, tribal, and federal public safety agencies; and national organizations, the Public Safety Officers' Benefits (PSOB) Programs provide death and education benefits to survivors of fallen law enforcement officers, firefighters, and other first responders, and disability benefits to officers catastrophically injured in the line of duty.
The PSOB Office at the Bureau of Justice Assistance is honored to review the nearly 700 claims submitted each year on behalf of America's fallen and catastrophically disabled public safety heroes and their loved ones.
Filing a PSOB Death Benefits Claim:
STEP ONE: Review the PSOB Fact Sheet (English or en Español) for details regarding the PSOB Death Benefits Program.
STEP TWO: Review the PSOB Checklist for Filing a PSOB Death Benefits Claim (English or en Español), and collect the documents noted.
STEP THREE: Print and complete the Report of Public Safety Officer's Death form and Claim for Death Benefits form, or complete online at https://www.psob.gov/default.aspx.
STEP FOUR: Submit the forms noted above and documents to the PSOB Office at https://www.psob.gov/default.aspx or AskPSOB@usdoj.gov, or call the PSOB Office toll-free at 1-888-744-6513 to fax or mail the claim packet.
Filing a PSOB Disability Benefits Claim:
STEP ONE: Review the PSOB Fact Sheet (English or en Español) for details regarding the PSOB Disability Benefits Program.
STEP TWO: Review the PSOB Checklist for Filing a PSOB Disability Benefits Claim (English or en Español), and collect the documents noted.
STEP THREE: Print and complete the Disability Claim form.
STEP FOUR: Submit the form noted above and documents to the PSOB Office at AskPSOB@usodj.gov or call the PSOB Office toll-free at 1-888-744-6513 to fax or mail the claim packet.
Filing a PSOB Education Benefits Claim:
STEP ONE: Review the PSOB Fact Sheet (English or en Español) for details regarding the PSOB Educational Assistance Benefits Program.
STEP TWO: Call the PSOB Call Center toll-free at 1-888-744-6513, Monday through Friday from 7:00 a.m.–7:00 p.m. eastern time, to provide key information regarding filing a PSOB Education Claim.
Reference: Public Safety Officers' Benefits (PSOB) Programs
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Permalink Reply by Jack/dt on
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My department does ask for the names of beneficiaries and keeps them on record. I have to assume that, upon a LODD my department would submit all of the requisite paperwork for PSOBs including the names of the beneficiaries. I do NOT know if survivors can file for PSOBs, which is what I believe you have been trying to do;
I have [been]trying to obtain the PSOB benefits allowed to myself and my brother. They have denied our claim saying that although we are indeed beneficiaries on his most recent life insurance policy, that information wasn't given or asked for from the agency he worked for therefore we were denied. http://my.firefighternation.com/profile/CarynToddTomaselli
The feeling I get is that you may not be sharing enough information for anyone here to really understand what it is that you are asking for. Also, if PSOBs were denied because your father's department, for whatever reason, didn't ask for beneficiaries names, the place to start would be with that department. Personally I get the feeling that there may be more to this story than you are letting on. [I'm not questioning your father's LODD, I googled it]
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Permalink Reply by Eric Gregory on
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The actual text of the act is located at http://www.ojp.usdoj.gov/BJA/grant/psob/PSOB_Act_and_Regulations_20...
I haven't read through the whole thing but section 1201 (a) seems to indicate that the only time a beneficiary designation is necessary is if there are no surviving children or spouse. I'd read over the whole act then ask them to point out the specifc section of the act that they're denying your claim under.
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Permalink Reply by Caryn Todd-Tomaselli on
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No, the bottom line is just this. My brother and I qualify under the PSOB rules" If no other qualifing survior's then the Firefighter's beneficiaries on a recently executed life insurance policy" the tricky part is that the information had to be on "file with the department" prior to death. San Bernardino County fire is unaware as other departments of this requirement, and that is the basis for the denial from PSOB. the the life insurance beneficaries was not asked for or "on file" with the department, even though they do not give life insurance policies to any of there firefighter;s. So if you have a life insurance policy from an outside company it has to be "on file with the department" in order to qualify for PSOB benefits under PSOB current law. My question is simple, are any of the firefighter agencies aware of the this requirement and do you get this information?? Yes or No?? if No I would love to have a letter from your department so I can fight PSOB and prove even futher thanI already have that ost departments Do Not know of that requirement and there fore are not getting that information.
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You're quoting 1201 (a) 4 (b) which as I read it only comes into effect if 1201 (a) 1, 2 or 3 are not satisfied. 1201 (a)4 starts out (4) if there is no surviving spouse or surviving child—
I would assume since we're talking about your father that you and your brother would qualify under one of the following 3 provisions.
(1) if there is no surviving child of such officer, to the surviving spouse of such officer;
(2) if there is a surviving child or children and a surviving spouse, one‑half to the surviving child or children of such officer in equal shares and one‑half to the surviving spouse;
(3) if there is no surviving spouse, to the child or children of such officer in equal shares;
Have you not looked into this?
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they are denying claim because my brother and I have proven we are indeed listed as a beneficary on my father lateset excuted life insurance from Primeamerica. but they are denying it because San Bernarino County Fire is unaware even today that there is a requirement from PSOB that the beneficary information has to "on file with the department" prior to line of duty death. Just so you know I have several letters from varous deaprtments already stating that they are unaware of the requirement and do not gather this information from there firefighter's even as of today..... So my question is are you aware of this requirement and if No can you write me a letter to prove my case to PSOB even more that mosr department are no aware of the Life insurance beneficaries from any where to be on file with the department prior to LODD.
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so you too more than likey are not meeting the requirement required for your firefighter's to obtain PSOB in the event of a LODD death. the requirement is this... If no surving spouse or children(because they are over 18) then the next requirement is a recently excuted life insurance policy showing beneficaries "to be on file with department prior to LODD" My bor ther and I have proven that we do have an life insurance policy showing us as beneficaries on my fathers life insurance policy but it was not "on file with department" San Bernardino county fire as well as other fire agencies which I have letters from state they are unaware of this requirement and do not even as if today gather beneficary information from any of there firefighter's for PSOB, Do You???? If not I would love to have a letter to help in my quest to fight PSOB abd change this requirement for future families and past families who where wrongly denied.
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surviors can make a claim
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How about the part about no more applications being accepted? I'm assuming this means your case as well? Not having required information on file with your fire department sounds like a slam dunk for not getting any benefits from your fathers LODD.
What you have done is to identify the need to do specific things prior to a LODD. At least you have identified these needs and gotten the word out.
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I think the "No More Applications Accepted" is in reference to the Part of the Act requires that 150,000 dollars per year be put aside to provide grants and assistance to organizations providing support to survivors of PSO's. I think that's what is closed as far as applications.
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Yes but we need to change it federally or others will have the same problem. Our case was taken because my dad's LODD was in 2008
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I have a feeling that our case has sopped PSOB from allowing any more cases at this time because they realize now that they have a big problem here!!!!
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